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Economy & single market › Banks & financial services
Decisions about banks, capital markets, insurance, investment funds, payments or financial supervision.
42 subjects in 25 sittings · 32 adopted, 5 rejected · Nov 2024 – Sept 2026
New laws 14Objections 5Resolutions 19Other 4
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Latest decisions all 42 in search →
- Global role of the euro
Parliament adopted a resolution on the global role of the euro, calling for the EU to reduce strategic dependencies and strengthen its capacity for autonomous action while promoting a more balanced international monetary and financial system. Parliament adopted the text as its official position, meaning it now formally backs a stronger international role for the euro within a more multipolar system. The report calls on the Commission, in close cooperation with the European Central Bank, to develop a comprehensive strategy for strengthening the international role of the euro and to submit it to Parliament and the Council for scrutiny.
15 Sept 2026 · Resolutions · report by Rasmus Andresen · voted 14:05 · A-10-2026-0214 · 2025/2249
Adopted 405–146–60 · by a large majority - Appointment of the Executive Director of the European Banking Authority
Parliament considered the appointment of Thomas Gstädtner as Executive Director of the European Banking Authority, following a proposal from the Authority's Board of Supervisors and a hearing in the Committee on Economic and Monetary Affairs. Parliament adopted the decision, meaning it approves the appointment as its official position. Parliament instructs its President to forward the decision to the Council, the Commission, the European Banking Authority and the governments of the member states.
EU institutions & ParliamentEconomy & single market
15 Sept 2026 · Resolutions · committee report · A-10-2026-0222 · 2026/0901
- Appointment of the Chairperson of the European Securities and Markets Authority
Parliament considered the appointment of Carlo Comporti as Chairperson of the European Securities and Markets Authority, following a shortlist drawn up by the Authority's Board of Supervisors and a Council proposal. Parliament adopted the decision, meaning it approves the appointment as its official position. Parliament instructs its President to forward the decision to the Council, the Commission, the European Securities and Markets Authority and the governments of the member states.
EU institutions & ParliamentEconomy & single market
15 Sept 2026 · Resolutions · committee report · A-10-2026-0223 · 2026/0804
Adopted 527–52–86 · by a large majority - Establishment of the digital euro
Parliament adopted its position on a proposed EU law to establish a digital euro, a central bank digital currency for retail payments by consumers and businesses. The digital euro would complement cash and offer a sovereign, secure and accessible pan-European payment option, reducing reliance on non-European providers. Parliament asks the Commission to refer the matter back if it substantially amends the proposal, and forwards its position to the Council and national parliaments.
Economy & single marketDigital, AI & data
9 Jul 2026 · New laws · report by Fernando Navarrete Rojas · 1st reading · voted 13:19 · A-10-2026-0185 · 2023/0212
Adopted 416–169–22 · by a large majority - Provision of digital euro services by payment services providers incorporated in Member States whose currency is not the euro and amending Regulation (EU) 2021/1230 of the European Parliament and the Council
The proposed law sets rules for payment service providers based in EU member states that do not use the euro to offer digital euro services, amending a 2021 regulation. Parliament adopted its position on the proposal, meaning it supports the draft regulation as amended. Parliament asks the Commission to refer the matter back if it substantially changes the proposal, and forwards its position to the Council, Commission, and national parliaments.
Economy & single marketDigital, AI & data
9 Jul 2026 · New laws · committee report · 1st reading · A-10-2026-0183 · 2023/0211
Adopted no count published - Financial activities of the European Investment Bank Group – annual report 2025
Parliament adopted its annual report on the European Investment Bank Group's financial activities, setting out its position on the bank's priorities and operations. The report welcomes the EIB's strategic roadmap for 2024-2027 and calls for greater investment in competitiveness, defence, and other EU priorities. It also stresses the need to preserve the EIB's AAA credit rating and to ensure public scrutiny and accountability.
EU budget & fundsEconomy & single market
7 Jul 2026 · Resolutions · report by Joachim Streit · 17 ballots · voted 13:37 · A-10-2026-0170 · 2025/2213
Adopted 316–281–39 · narrowly - A coherent tax framework for the EU’s financial sector
Parliament adopted a resolution calling for a coherent tax framework for the EU's financial sector, addressing issues like VAT exemptions and fragmented national taxes. The adopted text is Parliament's official position, urging reforms to modernise VAT rules, coordinate EU-wide taxation, and set common standards for windfall taxes.
7 Jul 2026 · Resolutions · report by Matthias Ecke · 15 ballots · voted 13:49 · A-10-2026-0169 · 2024/2117
Adopted 418–152–85 · by a large majority - Digital assets – challenges for the competitiveness and integrity of the European Union’s financial system
Parliament adopted a resolution on digital assets, covering crypto-assets, stablecoins and tokenised assets, and their impact on the EU financial system. The text supports a system-wide, activity-based and technologically neutral approach, and calls for effective enforcement of the EU's Markets in Crypto-Assets Regulation (MiCAR). It urges the Commission to assess regulating crypto-asset lending, borrowing, staking, non-fungible tokens and decentralised finance under MiCAR.
Economy & single marketDigital, AI & data
7 Jul 2026 · Resolutions · report by Johan Van Overtveldt · 4 ballots · voted 14:00 · A-10-2026-0186 · 2025/2208
Adopted 390–86–134 · by a large majority - Amending Regulation (EU) No 575/2013 on prudential requirements for credit institutions as regards requirements for securitisation exposures
Parliament adopted its position on a proposed law updating EU rules on how banks calculate capital requirements for securitisation exposures. The changes aim to make the requirements more sensitive to actual risk, which should help free up capital for lending and support investment. Parliament asks the Commission to refer the matter back if it substantially changes its proposal.
21 May 2026 · New laws · report by Ralf Seekatz · 1st reading · voted 13:16 · A-10-2026-0137 · 2025/0825
Adopted 294–192–90 · by a clear majority - Amending Regulation (EU) 2017/2402 on securitisation and a specific framework for simple, transparent and standardised securitisation
Parliament adopted its position on a proposed EU law updating the securitisation framework, which lets banks bundle loans to free up capital for lending to households and businesses. The position introduces definitions for public and private securitisations and adjusts due diligence rules, making checks proportionate to risk and easing requirements for repeat transactions. It also allows investors to rely on equivalent information from third-country issuers instead of EU templates, and removes the need to verify compliance for EU-based sellers. Parliament asks the Commission to refer the matter back if it substantially changes its proposal, and forwards its position to the Council and national parliaments.
21 May 2026 · New laws · report by Ralf Seekatz · 1st reading · voted 13:16 · A-10-2026-0138 · 2025/0826
Adopted 294–194–86 · by a clear majority - Banking Union – annual report 2025
Parliament adopted its annual report on the Banking Union for 2025, setting out its position on banking supervision, resolution, and deposit protection. The report stresses that the Banking Union remains incomplete without a European Deposit Insurance Scheme and calls for action on risks from non-bank financial intermediaries. It also highlights the need to implement Basel III standards, ensure banks contribute fairly, and address the impact of the war in Ukraine on the banking sector.
30 Apr 2026 · Resolutions · report by Evelyn Regner · 7 ballots · voted 13:29 · A-10-2026-0079 · 2025/2136
Adopted 376–187–17 · by a large majority - Control of the financial activities of the European Investment Bank Group – annual report 2024
Parliament adopted its annual report on the control of the financial activities of the European Investment Bank Group, covering the year 2024. The report calls for full and unrestricted access for the European Court of Auditors to all EIB operations and for stronger conflict-of-interest prevention. It also demands a review of lessons learned from the Northvolt bankruptcy and insists that EIB lending outside the Union be subject to robust safeguards.
EU budget & fundsEconomy & single market
28 Apr 2026 · Resolutions · report by Dick Erixon · 31 ballots · voted 14:05 · A-10-2026-0086 · 2025/2237
Adopted 377–254–31 · by a clear majority - Scope of deposit protection, use of deposit guarantee schemes funds, cross-border cooperation, and transparency (DGSD2)
The draft law updates EU rules on deposit protection, covering the scope of deposit guarantee schemes, their funding, cross-border cooperation, and transparency. Parliament approved the Council's position without amendments, meaning the directive is adopted as agreed in negotiations. The act will be signed and published in the Official Journal.
26 Mar 2026 · New laws · committee report · 2nd reading · A-10-2026-0065 · 2023/0115
no count published - Amending Regulation (EU) No 806/2014 as regards early intervention measures, conditions for resolution and funding of resolution action
The draft law amends the EU regulation on the resolution of failing banks, covering early intervention measures, conditions for resolution, and funding of resolution action. Parliament approved the Council's position at first reading, meaning the act is adopted as agreed between Parliament and the Council. Parliament instructs its President and Secretary-General to sign the act and arrange for its publication in the Official Journal.
26 Mar 2026 · New laws · committee report · 2nd reading · A-10-2026-0067 · 2023/0111
no count published - Early intervention measures, conditions for resolution and financing of resolution action (BRRD3)
The draft law updates EU rules on early intervention measures, conditions for resolution and financing of resolution action for failing banks, and on valuation services in resolution. Parliament approved the Council's first-reading position, meaning the act is adopted as agreed and will be signed into law. Parliament instructs its President and Secretary-General to sign the act and arrange its publication in the Official Journal.
26 Mar 2026 · New laws · committee report · 2nd reading · A-10-2026-0066 · 2023/0112
no count published - Appointment of the Vice-President of the European Central Bank
Economy & single marketEU institutions & Parliament
10 Mar 2026 · Other
Adopted 460–68–91 · by a large majority - Appointment of the Vice-Chair of the Supervisory Board of the European Central Bank
Parliament approved the appointment of Frank Elderson as Vice-Chair of the Supervisory Board of the European Central Bank, endorsing the proposal to extend his term. The decision follows an evaluation of the candidate's credentials and a hearing held by the Committee on Economic and Monetary Affairs. Parliament will forward its decision to the Council, the Commission, the European Central Bank, and the governments of the member states.
Economy & single marketEU institutions & Parliament
10 Feb 2026 · Resolutions · committee report · A-10-2026-0008 · 2025/0906
Adopted 434–169–44 · by a large majority -
Objection under Rule 114(3) · delegated act
Delegated Regulation supplementing the review of prudential rules for the insurance and reinsurance sector (Solvency II)The European Parliament voted on a resolution to object to a Commission delegated regulation that amends the Solvency II prudential rules for insurance and reinsurance, covering areas such as technical provisions, risk margin, securitisation, and crypto-assets. Parliament rejected the objection, meaning the Commission measure goes ahead as planned. The resolution argued that the Commission overstepped its mandate by bundling empowerments without justification and deviating from technical advice, but this did not succeed.
20 Jan 2026 · Objections · motion for a resolution · B-10-2026-0056 · 2025/2963
Rejected 129–406–129 · by a clear majority - Safeguarding and promoting financial stability amid economic uncertainties
Parliament adopted a resolution on safeguarding and promoting financial stability amid economic uncertainties, covering risks from non-bank financial intermediaries, sovereign debt, and market corrections. The text calls for completing the Banking Union and advancing the Capital Markets Union to absorb shocks, while balancing integration with safeguards against contagion and systemic risks. It urges the Commission to enforce EU economic governance and enhance supervision, coordination, and crisis preparedness, including for cyber threats and hidden leverage.
20 Jan 2026 · Resolutions · report by Johan Van Overtveldt · voted 13:10 · A-10-2025-0232 · 2025/2051
Adopted 491–83–84 · by a large majority -
Objection under Rule 114(3) · delegated act
Simplification of the content and presentation of information to be disclosed concerning environmentally sustainable activities and simplification of certain technical screening criteria for determining whether economic activities cause no significant harm to environmental objectivesThe Commission's delegated regulation simplifies reporting on environmentally sustainable activities and the technical screening criteria for the 'do no significant harm' principle. Parliament rejected the objection, so the Commission measure goes ahead as planned. The regulation narrows the scope of substances of very high concern covered and introduces a materiality threshold for reporting.
Climate & environmentEconomy & single market
17 Dec 2025 · Objections · motion for a resolution · voted 12:28 · B-10-2025-0566 · 2025/2806
Rejected 230–402–28 · by a clear majority -
Objection under Rule 114(3) · delegated act
amending Delegated Regulation (EU) 2020/1818 as regards the definition of prohibited weaponsThe Commission adopted a delegated regulation that changes the definition of prohibited weapons used to decide which companies can be excluded from EU Paris-aligned Benchmarks and EU Climate Transition Benchmarks. Parliament rejected its own objection, so the Commission measure goes ahead and the new definition applies. The objection had asked Parliament to block the delegated regulation and to call on the Commission to submit a new delegated act excluding companies active in nuclear weapons, depleted uranium and certain weapons covered by the Convention on Certain Conventional Weapons.
26 Nov 2025 · Objections · motion for a resolution · 5 ballots · voted 12:49 · B-10-2025-0502 · 2025/2847
Rejected 88–388–184 · by a clear majority - Access to finance for SMEs and scale-ups
Parliament adopted a resolution on improving access to finance for small and medium-sized enterprises (SMEs) and scale-ups in the EU. The text calls for reducing regulatory burdens, fostering private investment, and closing the late-stage financing gap to help European firms grow and stay in the Union. It also asks the Commission to consider tailored definitions for start-ups and scale-ups and to ensure EU-level instruments are accessible across all member states.
26 Nov 2025 · Resolutions · report by Jorge Martín Frías · 2 ballots · voted 12:41 · A-10-2025-0185 · 2025/2072
Adopted 360–298–8 · by a clear majority - Impact of artificial intelligence on the financial sector
Parliament adopted a resolution on the impact of artificial intelligence on the financial sector, setting out its position on the matter. The text notes that most AI use cases in finance aim to streamline operations and are low-risk, while stressing the need for human oversight of fully autonomous systems. It recommends policies to enable AI use and clarify regulatory overlaps, without proposing new restrictive legislation.
Economy & single marketDigital, AI & data
25 Nov 2025 · Resolutions · report by Arba Kokalari · voted 12:51 · A-10-2025-0225 · 2025/2056
Adopted 426–182–39 · by a large majority - EU-Monaco agreement on the automatic exchange of financial account information: Amending Protocol
Parliament approved the conclusion of the Amending Protocol to the EU-Monaco agreement on the automatic exchange of financial account information for tax purposes. The protocol updates the agreement to align with the revised OECD Common Reporting Standard and EU rules, extending the exchange to electronic money and central bank digital currencies. It also updates data protection references to the GDPR and adds safeguards for personal data, as Monaco lacks an adequacy decision. Parliament's approval allows the Council to adopt the decision concluding the agreement.
Economy & single marketForeign affairs
13 Nov 2025 · New laws · report by Kinga Kollár · consultation · voted 12:00 · A-10-2025-0198 · 2025/0219
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Objection under Rule 114(3) · delegated act
InvestEU Fund strategic investments in the field of defenceThe Commission delegated regulation of 28 August 2025 broadens the definition of eligible strategic investments under the InvestEU Fund to include more defence technologies and products for military use, and extends eligibility to entities in associated countries or controlled by non-associated countries under certain conditions. Parliament rejected the objection, so the Commission measure goes ahead and the expanded defence investment rules will apply. Parliament had asked the Commission to refrain from using delegated acts to change InvestEU's scope and to submit any further changes as a legislative proposal under the ordinary legislative procedure.
Economy & single marketDefence & securityEU budget & funds
23 Oct 2025 · Objections · motion for a resolution · voted 13:04 · B-10-2025-0456 · 2025/2846
Rejected 124–401–41 · by a large majority - Amending certain financial services and investment support Regulations as regards certain reporting requirements
7 Oct 2025 · New laws · committee report · 2nd reading · 7 ballots · A-10-2025-0166 · 2023/0363
7 ballots, no final vote - Securities settlement in the EU and central securities depositories (CSDs): shorter settlement cycle in the Union
The proposal shortens the mandatory settlement cycle for most securities transactions in the EU from two business days after trading (T+2) to one business day (T+1). Parliament adopted its position on the law, supporting the move to T+1 to reduce risks and align with global markets. Certain securities financing transactions are exempt, and the Commission may adjust penalty rules if settlement fails increase. The application date is deferred to allow preparation, and ESMA will monitor settlement efficiency and report on future T+0 feasibility.
10 Sept 2025 · New laws · report by Johan Van Overtveldt · 1st reading · voted 14:20 · A-10-2025-0095 · 2025/0022
Dossiers involved · latest vote first
- 2025/2249 Global role of the euro 15 Sept 2026 · 1 vote
- 2026/0804 Appointment of the Chairperson of the European Securities and Markets Authority 15 Sept 2026 · 1 vote
- 2026/0901 Appointment of the Executive Director of the European Banking Authority 15 Sept 2026 · 1 vote
- 2023/0211 Provision of digital euro services by payment services providers incorporated in Member States whose currency is not the euro and amending Regulation (EU) 2021/1230 of the European Parliament and the Council 9 Jul 2026 · 1 vote
- 2023/0212 Establishment of the digital euro 9 Jul 2026 · 1 vote
- 2024/2117 A coherent tax framework for the EU’s financial sector 7 Jul 2026 · 1 vote
- 2025/2208 Digital assets – challenges for the competitiveness and integrity of the European Union’s financial system 7 Jul 2026 · 1 vote
- 2025/2213 Financial activities of the European Investment Bank Group – annual report 2025 7 Jul 2026 · 1 vote
- 2025/0825 Amending Regulation (EU) No 575/2013 on prudential requirements for credit institutions as regards requirements for securitisation exposures 21 May 2026 · 1 vote
- 2025/0826 Amending Regulation (EU) 2017/2402 on securitisation and a specific framework for simple, transparent and standardised securitisation 21 May 2026 · 1 vote
- 2025/2136 Banking Union – annual report 2025 30 Apr 2026 · 1 vote
- 2025/2237 Control of the financial activities of the European Investment Bank Group – annual report 2024 28 Apr 2026 · 1 vote
Who backs what
How each group's majority voted on the 24 most recent final roll calls about banks & financial services. A group is "split" when no position won among its members.
| Group | Backed | Opposed | Abstained | Split | With the outcome |
|---|---|---|---|---|---|
| 8 (33 %) | 13 (54 %) | 2 | 1 | 17 % | |
| 13 (54 %) | 7 (29 %) | 4 | 0 | 46 % | |
| 18 (75 %) | 5 (21 %) | 1 | 0 | 71 % | |
| 18 (75 %) | 5 (21 %) | 1 | 0 | 92 % | |
| 20 (83 %) | 4 (17 %) | 0 | 0 | 100 % | |
| 11 (46 %) | 8 (33 %) | 5 | 0 | 63 % | |
| 7 (29 %) | 15 (63 %) | 2 | 0 | 38 % | |
| 4 (17 %) | 19 (79 %) | 1 | 0 | 21 % | |
| 6 (25 %) | 16 (67 %) | 2 | 0 | 25 % |