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Economy & single market › Banks & financial services

Decisions about banks, capital markets, insurance, investment funds, payments or financial supervision.

42 subjects in 25 sittings · 32 adopted, 5 rejected · Nov 2024 – Sept 2026

New laws 14Objections 5Resolutions 19Other 4

Narrow down: AllCompetitiveness & industry0Single market rules0Simplification & red tape0SMEs & competition0Banks & financial services42Euro & monetary union0Taxation0Consumer rights0Housing0

Latest decisions all 42 in search →

  1. Global role of the euro

    Parliament adopted a resolution on the global role of the euro, calling for the EU to reduce strategic dependencies and strengthen its capacity for autonomous action while promoting a more balanced international monetary and financial system. Parliament adopted the text as its official position, meaning it now formally backs a stronger international role for the euro within a more multipolar system. The report calls on the Commission, in close cooperation with the European Central Bank, to develop a comprehensive strategy for strengthening the international role of the euro and to submit it to Parliament and the Council for scrutiny.

    Economy & single market

    15 Sept 2026 · Resolutions · report by Rasmus Andresen · voted 14:05 · A-10-2026-0214 · 2025/2249

  2. Appointment of the Executive Director of the European Banking Authority

    Parliament considered the appointment of Thomas Gstädtner as Executive Director of the European Banking Authority, following a proposal from the Authority's Board of Supervisors and a hearing in the Committee on Economic and Monetary Affairs. Parliament adopted the decision, meaning it approves the appointment as its official position. Parliament instructs its President to forward the decision to the Council, the Commission, the European Banking Authority and the governments of the member states.

    EU institutions & ParliamentEconomy & single market

    15 Sept 2026 · Resolutions · committee report · A-10-2026-0222 · 2026/0901

  3. Appointment of the Chairperson of the European Securities and Markets Authority

    Parliament considered the appointment of Carlo Comporti as Chairperson of the European Securities and Markets Authority, following a shortlist drawn up by the Authority's Board of Supervisors and a Council proposal. Parliament adopted the decision, meaning it approves the appointment as its official position. Parliament instructs its President to forward the decision to the Council, the Commission, the European Securities and Markets Authority and the governments of the member states.

    EU institutions & ParliamentEconomy & single market

    15 Sept 2026 · Resolutions · committee report · A-10-2026-0223 · 2026/0804

  4. Establishment of the digital euro

    Parliament adopted its position on a proposed EU law to establish a digital euro, a central bank digital currency for retail payments by consumers and businesses. The digital euro would complement cash and offer a sovereign, secure and accessible pan-European payment option, reducing reliance on non-European providers. Parliament asks the Commission to refer the matter back if it substantially amends the proposal, and forwards its position to the Council and national parliaments.

    Economy & single marketDigital, AI & data

    9 Jul 2026 · New laws · report by Fernando Navarrete Rojas · 1st reading · voted 13:19 · A-10-2026-0185 · 2023/0212

  5. Provision of digital euro services by payment services providers incorporated in Member States whose currency is not the euro and amending Regulation (EU) 2021/1230 of the European Parliament and the Council

    The proposed law sets rules for payment service providers based in EU member states that do not use the euro to offer digital euro services, amending a 2021 regulation. Parliament adopted its position on the proposal, meaning it supports the draft regulation as amended. Parliament asks the Commission to refer the matter back if it substantially changes the proposal, and forwards its position to the Council, Commission, and national parliaments.

    Economy & single marketDigital, AI & data

    9 Jul 2026 · New laws · committee report · 1st reading · A-10-2026-0183 · 2023/0211

    Adopted no count published
  6. Financial activities of the European Investment Bank Group – annual report 2025

    Parliament adopted its annual report on the European Investment Bank Group's financial activities, setting out its position on the bank's priorities and operations. The report welcomes the EIB's strategic roadmap for 2024-2027 and calls for greater investment in competitiveness, defence, and other EU priorities. It also stresses the need to preserve the EIB's AAA credit rating and to ensure public scrutiny and accountability.

    EU budget & fundsEconomy & single market

    7 Jul 2026 · Resolutions · report by Joachim Streit · 17 ballots · voted 13:37 · A-10-2026-0170 · 2025/2213

  7. A coherent tax framework for the EU’s financial sector

    Parliament adopted a resolution calling for a coherent tax framework for the EU's financial sector, addressing issues like VAT exemptions and fragmented national taxes. The adopted text is Parliament's official position, urging reforms to modernise VAT rules, coordinate EU-wide taxation, and set common standards for windfall taxes.

    Economy & single market

    7 Jul 2026 · Resolutions · report by Matthias Ecke · 15 ballots · voted 13:49 · A-10-2026-0169 · 2024/2117

  8. Digital assets – challenges for the competitiveness and integrity of the European Union’s financial system

    Parliament adopted a resolution on digital assets, covering crypto-assets, stablecoins and tokenised assets, and their impact on the EU financial system. The text supports a system-wide, activity-based and technologically neutral approach, and calls for effective enforcement of the EU's Markets in Crypto-Assets Regulation (MiCAR). It urges the Commission to assess regulating crypto-asset lending, borrowing, staking, non-fungible tokens and decentralised finance under MiCAR.

    Economy & single marketDigital, AI & data

    7 Jul 2026 · Resolutions · report by Johan Van Overtveldt · 4 ballots · voted 14:00 · A-10-2026-0186 · 2025/2208

  9. Amending Regulation (EU) No 575/2013 on prudential requirements for credit institutions as regards requirements for securitisation exposures

    Parliament adopted its position on a proposed law updating EU rules on how banks calculate capital requirements for securitisation exposures. The changes aim to make the requirements more sensitive to actual risk, which should help free up capital for lending and support investment. Parliament asks the Commission to refer the matter back if it substantially changes its proposal.

    Economy & single market

    21 May 2026 · New laws · report by Ralf Seekatz · 1st reading · voted 13:16 · A-10-2026-0137 · 2025/0825

  10. Amending Regulation (EU) 2017/2402 on securitisation and a specific framework for simple, transparent and standardised securitisation

    Parliament adopted its position on a proposed EU law updating the securitisation framework, which lets banks bundle loans to free up capital for lending to households and businesses. The position introduces definitions for public and private securitisations and adjusts due diligence rules, making checks proportionate to risk and easing requirements for repeat transactions. It also allows investors to rely on equivalent information from third-country issuers instead of EU templates, and removes the need to verify compliance for EU-based sellers. Parliament asks the Commission to refer the matter back if it substantially changes its proposal, and forwards its position to the Council and national parliaments.

    Economy & single market

    21 May 2026 · New laws · report by Ralf Seekatz · 1st reading · voted 13:16 · A-10-2026-0138 · 2025/0826

  11. Banking Union – annual report 2025

    Parliament adopted its annual report on the Banking Union for 2025, setting out its position on banking supervision, resolution, and deposit protection. The report stresses that the Banking Union remains incomplete without a European Deposit Insurance Scheme and calls for action on risks from non-bank financial intermediaries. It also highlights the need to implement Basel III standards, ensure banks contribute fairly, and address the impact of the war in Ukraine on the banking sector.

    Economy & single market

    30 Apr 2026 · Resolutions · report by Evelyn Regner · 7 ballots · voted 13:29 · A-10-2026-0079 · 2025/2136

  12. Control of the financial activities of the European Investment Bank Group – annual report 2024

    Parliament adopted its annual report on the control of the financial activities of the European Investment Bank Group, covering the year 2024. The report calls for full and unrestricted access for the European Court of Auditors to all EIB operations and for stronger conflict-of-interest prevention. It also demands a review of lessons learned from the Northvolt bankruptcy and insists that EIB lending outside the Union be subject to robust safeguards.

    EU budget & fundsEconomy & single market

    28 Apr 2026 · Resolutions · report by Dick Erixon · 31 ballots · voted 14:05 · A-10-2026-0086 · 2025/2237

  13. Scope of deposit protection, use of deposit guarantee schemes funds, cross-border cooperation, and transparency (DGSD2)

    The draft law updates EU rules on deposit protection, covering the scope of deposit guarantee schemes, their funding, cross-border cooperation, and transparency. Parliament approved the Council's position without amendments, meaning the directive is adopted as agreed in negotiations. The act will be signed and published in the Official Journal.

    Economy & single market

    26 Mar 2026 · New laws · committee report · 2nd reading · A-10-2026-0065 · 2023/0115

    no count published
  14. Amending Regulation (EU) No 806/2014 as regards early intervention measures, conditions for resolution and funding of resolution action

    The draft law amends the EU regulation on the resolution of failing banks, covering early intervention measures, conditions for resolution, and funding of resolution action. Parliament approved the Council's position at first reading, meaning the act is adopted as agreed between Parliament and the Council. Parliament instructs its President and Secretary-General to sign the act and arrange for its publication in the Official Journal.

    Economy & single market

    26 Mar 2026 · New laws · committee report · 2nd reading · A-10-2026-0067 · 2023/0111

    no count published
  15. Early intervention measures, conditions for resolution and financing of resolution action (BRRD3)

    The draft law updates EU rules on early intervention measures, conditions for resolution and financing of resolution action for failing banks, and on valuation services in resolution. Parliament approved the Council's first-reading position, meaning the act is adopted as agreed and will be signed into law. Parliament instructs its President and Secretary-General to sign the act and arrange its publication in the Official Journal.

    Economy & single market

    26 Mar 2026 · New laws · committee report · 2nd reading · A-10-2026-0066 · 2023/0112

    no count published
  16. Appointment of the Vice-Chair of the Supervisory Board of the European Central Bank

    Parliament approved the appointment of Frank Elderson as Vice-Chair of the Supervisory Board of the European Central Bank, endorsing the proposal to extend his term. The decision follows an evaluation of the candidate's credentials and a hearing held by the Committee on Economic and Monetary Affairs. Parliament will forward its decision to the Council, the Commission, the European Central Bank, and the governments of the member states.

    Economy & single marketEU institutions & Parliament

    10 Feb 2026 · Resolutions · committee report · A-10-2026-0008 · 2025/0906

  17. Objection under Rule 114(3) · delegated act

    Delegated Regulation supplementing the review of prudential rules for the insurance and reinsurance sector (Solvency II)

    The European Parliament voted on a resolution to object to a Commission delegated regulation that amends the Solvency II prudential rules for insurance and reinsurance, covering areas such as technical provisions, risk margin, securitisation, and crypto-assets. Parliament rejected the objection, meaning the Commission measure goes ahead as planned. The resolution argued that the Commission overstepped its mandate by bundling empowerments without justification and deviating from technical advice, but this did not succeed.

    Economy & single market

    20 Jan 2026 · Objections · motion for a resolution · B-10-2026-0056 · 2025/2963

  18. Safeguarding and promoting financial stability amid economic uncertainties

    Parliament adopted a resolution on safeguarding and promoting financial stability amid economic uncertainties, covering risks from non-bank financial intermediaries, sovereign debt, and market corrections. The text calls for completing the Banking Union and advancing the Capital Markets Union to absorb shocks, while balancing integration with safeguards against contagion and systemic risks. It urges the Commission to enforce EU economic governance and enhance supervision, coordination, and crisis preparedness, including for cyber threats and hidden leverage.

    Economy & single market

    20 Jan 2026 · Resolutions · report by Johan Van Overtveldt · voted 13:10 · A-10-2025-0232 · 2025/2051

  19. Objection under Rule 114(3) · delegated act

    Simplification of the content and presentation of information to be disclosed concerning environmentally sustainable activities and simplification of certain technical screening criteria for determining whether economic activities cause no significant harm to environmental objectives

    The Commission's delegated regulation simplifies reporting on environmentally sustainable activities and the technical screening criteria for the 'do no significant harm' principle. Parliament rejected the objection, so the Commission measure goes ahead as planned. The regulation narrows the scope of substances of very high concern covered and introduces a materiality threshold for reporting.

    Climate & environmentEconomy & single market

    17 Dec 2025 · Objections · motion for a resolution · voted 12:28 · B-10-2025-0566 · 2025/2806

  20. Objection under Rule 114(3) · delegated act

    amending Delegated Regulation (EU) 2020/1818 as regards the definition of prohibited weapons

    The Commission adopted a delegated regulation that changes the definition of prohibited weapons used to decide which companies can be excluded from EU Paris-aligned Benchmarks and EU Climate Transition Benchmarks. Parliament rejected its own objection, so the Commission measure goes ahead and the new definition applies. The objection had asked Parliament to block the delegated regulation and to call on the Commission to submit a new delegated act excluding companies active in nuclear weapons, depleted uranium and certain weapons covered by the Convention on Certain Conventional Weapons.

    Economy & single market

    26 Nov 2025 · Objections · motion for a resolution · 5 ballots · voted 12:49 · B-10-2025-0502 · 2025/2847

  21. Access to finance for SMEs and scale-ups

    Parliament adopted a resolution on improving access to finance for small and medium-sized enterprises (SMEs) and scale-ups in the EU. The text calls for reducing regulatory burdens, fostering private investment, and closing the late-stage financing gap to help European firms grow and stay in the Union. It also asks the Commission to consider tailored definitions for start-ups and scale-ups and to ensure EU-level instruments are accessible across all member states.

    Economy & single market

    26 Nov 2025 · Resolutions · report by Jorge Martín Frías · 2 ballots · voted 12:41 · A-10-2025-0185 · 2025/2072

  22. Impact of artificial intelligence on the financial sector

    Parliament adopted a resolution on the impact of artificial intelligence on the financial sector, setting out its position on the matter. The text notes that most AI use cases in finance aim to streamline operations and are low-risk, while stressing the need for human oversight of fully autonomous systems. It recommends policies to enable AI use and clarify regulatory overlaps, without proposing new restrictive legislation.

    Economy & single marketDigital, AI & data

    25 Nov 2025 · Resolutions · report by Arba Kokalari · voted 12:51 · A-10-2025-0225 · 2025/2056

  23. EU-Monaco agreement on the automatic exchange of financial account information: Amending Protocol

    Parliament approved the conclusion of the Amending Protocol to the EU-Monaco agreement on the automatic exchange of financial account information for tax purposes. The protocol updates the agreement to align with the revised OECD Common Reporting Standard and EU rules, extending the exchange to electronic money and central bank digital currencies. It also updates data protection references to the GDPR and adds safeguards for personal data, as Monaco lacks an adequacy decision. Parliament's approval allows the Council to adopt the decision concluding the agreement.

    Economy & single marketForeign affairs

    13 Nov 2025 · New laws · report by Kinga Kollár · consultation · voted 12:00 · A-10-2025-0198 · 2025/0219

  24. Objection under Rule 114(3) · delegated act

    InvestEU Fund strategic investments in the field of defence

    The Commission delegated regulation of 28 August 2025 broadens the definition of eligible strategic investments under the InvestEU Fund to include more defence technologies and products for military use, and extends eligibility to entities in associated countries or controlled by non-associated countries under certain conditions. Parliament rejected the objection, so the Commission measure goes ahead and the expanded defence investment rules will apply. Parliament had asked the Commission to refrain from using delegated acts to change InvestEU's scope and to submit any further changes as a legislative proposal under the ordinary legislative procedure.

    Economy & single marketDefence & securityEU budget & funds

    23 Oct 2025 · Objections · motion for a resolution · voted 13:04 · B-10-2025-0456 · 2025/2846

  25. 7 ballots, no final vote
  26. Securities settlement in the EU and central securities depositories (CSDs): shorter settlement cycle in the Union

    The proposal shortens the mandatory settlement cycle for most securities transactions in the EU from two business days after trading (T+2) to one business day (T+1). Parliament adopted its position on the law, supporting the move to T+1 to reduce risks and align with global markets. Certain securities financing transactions are exempt, and the Commission may adjust penalty rules if settlement fails increase. The application date is deferred to allow preparation, and ESMA will monitor settlement efficiency and report on future T+0 feasibility.

    Economy & single market

    10 Sept 2025 · New laws · report by Johan Van Overtveldt · 1st reading · voted 14:20 · A-10-2025-0095 · 2025/0022

Dossiers involved · latest vote first

  1. 2025/2249 Global role of the euro 15 Sept 2026 · 1 vote
  2. 2026/0804 Appointment of the Chairperson of the European Securities and Markets Authority 15 Sept 2026 · 1 vote
  3. 2026/0901 Appointment of the Executive Director of the European Banking Authority 15 Sept 2026 · 1 vote
  4. 2023/0211 Provision of digital euro services by payment services providers incorporated in Member States whose currency is not the euro and amending Regulation (EU) 2021/1230 of the European Parliament and the Council 9 Jul 2026 · 1 vote
  5. 2023/0212 Establishment of the digital euro 9 Jul 2026 · 1 vote
  6. 2024/2117 A coherent tax framework for the EU’s financial sector 7 Jul 2026 · 1 vote
  7. 2025/2208 Digital assets – challenges for the competitiveness and integrity of the European Union’s financial system 7 Jul 2026 · 1 vote
  8. 2025/2213 Financial activities of the European Investment Bank Group – annual report 2025 7 Jul 2026 · 1 vote
  9. 2025/0825 Amending Regulation (EU) No 575/2013 on prudential requirements for credit institutions as regards requirements for securitisation exposures 21 May 2026 · 1 vote
  10. 2025/0826 Amending Regulation (EU) 2017/2402 on securitisation and a specific framework for simple, transparent and standardised securitisation 21 May 2026 · 1 vote
  11. 2025/2136 Banking Union – annual report 2025 30 Apr 2026 · 1 vote
  12. 2025/2237 Control of the financial activities of the European Investment Bank Group – annual report 2024 28 Apr 2026 · 1 vote

Who backs what

How each group's majority voted on the 24 most recent final roll calls about banks & financial services. A group is "split" when no position won among its members.

GroupBackedOpposedAbstainedSplitWith the outcome
8 (33 %)13 (54 %)2117 %
13 (54 %)7 (29 %)4046 %
18 (75 %)5 (21 %)1071 %
18 (75 %)5 (21 %)1092 %
20 (83 %)4 (17 %)00100 %
11 (46 %)8 (33 %)5063 %
7 (29 %)15 (63 %)2038 %
4 (17 %)19 (79 %)1021 %
6 (25 %)16 (67 %)2025 %

The latest final votes, group by group

Decision
Global role of the euro 15 Sept 26 · adoptedForForForForForAbst.AgainstAgainstAgainst
Establishment of the digital euro 9 Jul 26 · adoptedForForForForForAgainstAgainstAgainstAgainst
Financial activities of the European Investment Bank Group – annual report 2025 7 Jul 26 · adoptedAgainstAgainstAgainstForForForAgainstAgainstAgainst
A coherent tax framework for the EU’s financial sector 7 Jul 26 · adoptedAbst.ForForForForAgainstAgainstAgainstAbst.
Digital assets – challenges for the competitiveness and integrity of the European Union’s financial system 7 Jul 26 · adoptedAgainstAbst.ForForForForAbst.AgainstAgainst
Amending Regulation (EU) No 575/2013 on prudential requirements for credit institutions as regards requirements for securitisation exposures 21 May 26 · adoptedAgainstAgainstForForForAbst.AgainstAgainstAgainst
Amending Regulation (EU) 2017/2402 on securitisation and a specific framework for simple, transparent and standardised securitisation 21 May 26 · adoptedAgainstAgainstForForForAbst.AgainstAgainstAgainst
Banking Union – annual report 2025 30 Apr 26 · adoptedForForForForForAgainstAgainstAgainstAgainst
Control of the financial activities of the European Investment Bank Group – annual report 2024 28 Apr 26 · adoptedAgainstAgainstAgainstForForForForAgainstAgainst
Safeguarding and promoting financial stability amid economic uncertainties 20 Jan 26 · adoptedAgainstForForForForForAbst.AgainstAbst.
Simplification of the content and presentation of information to be disclosed concerning environmentally sustainable activities and simplification of certain technical screening criteria for determining whether economic activities cause no significant harm to environmental objectives 17 Dec 25 · rejectedForForForAgainstAgainstAgainstAgainstAgainstAgainst
amending Delegated Regulation (EU) 2020/1818 as regards the definition of prohibited weapons 26 Nov 25 · rejectedForAbst.Abst.AgainstAgainstAgainstAgainstForFor