Banking Union – annual report 2025
Parliament sets out its own position on a topic. The resolution is not binding but signals what Parliament wants.
Where it stands: Parliament adopted the text on 30 April 2026. This is its final position on the matter.
- ✓ Referred to committee 10 July 2025
- ✓ Committee work Report adopted 18 March 2026
- ✓ Tabled for plenary 30 March 2026
- ✓ Plenary vote Adopted 30 April 2026
- ✓ Parliament’s position Final
How a file moves through Parliament
A file is referred to one lead committee (others may give an opinion). Its rapporteur writes a draft report, committee members table amendments, and the committee votes to adopt the report. The report is then tabled for all MEPs; political groups can table further amendments, which are voted on before the final vote in plenary. The adopted resolution is Parliament’s final position; it is not itself law.
Who is working on it
- Lead committee
- ECON — Economic and Monetary Affairs
- Rapporteur
- Evelyn REGNER S&D
- Shadow rapporteurs
- Michalis HADJIPANTELA PPEAuke ZIJLSTRA PfEMarlena MALĄG ECRGilles BOYER RenewVirginijus SINKEVIČIUS Verts/ALEJussi SARAMO The Left
The rapporteur drafts and negotiates the text for the lead committee; each other political group names a shadow rapporteur to follow the file.
The text, version by version
Latest Tabled for plenary → Adopted by Parliament: The only substantive change removes a call for stronger supervisory guidance on climate alignment. see the changes →
Committee draft → Tabled for plenary: The report broadens its scope to include new topics such as NBFIs, geopolitical impacts, and the Savings and Investments Union, while softening calls for a fully fledged EDIS. It adds new paragraphs on interest rate disparities, cross-border retail banking, digital euro progress, and NBFI risks, while removing calls for a bank solidarity contribution. It updates paragraphs on Basel III, crypto-assets, and crisis management, adding details on implementation and equivalence reviews. It adds a note on risk sharing and updates financial indicators, and changes the tone on EDIS to gradual development. The other changes are formal: renumbering of paragraphs and minor wording adjustments. see the changes →
Newest version first. Open a version to read it in full. “What changed” shows the differences paragraph by paragraph; ✦ lines are AI-written from the texts themselves.
Timeline
- Plenary stage
- 30 April 2026 Plenary voteAdopted Adopted by a large majorityFor 376 Against 187 Abstained 17
Final vote — text as a whole at 13:30 · 65% of votes cast in favour · every MEP’s position →
Show all 7 ballots in voting order
AdoptedAdoptedRejectedAdoptedAdoptedRejected7. Final vote — text as a whole 13:30 A10-0079/2026 – Evelyn Regner – Motion for a resolution (as a whole)Adopted - 30 March 2026 Report tabled for plenary
This is the text all MEPs vote on. Political groups can still table amendments to it.
- Committee stage
- 18 March 2026 Committee vote: report adopted
ECON (Economic and Monetary Affairs) voted on the amendments and adopted the report that goes to plenary.
- 19 January 2026 Amendments tabled in committee
Members of ECON (Economic and Monetary Affairs) proposed changes to the draft.
- 3 December 2025 Draft report published
The rapporteur’s first text in ECON (Economic and Monetary Affairs). Members can table amendments before the committee votes.
- 10 July 2025 Referred to the ECON (Economic and Monetary Affairs) committee
The lead committee prepares Parliament’s report.