Banking Union – annual report 2024

30.4.2025 A10-0044/2

Amendment 2

Pasquale Tridico, Giorgos Georgiou

on behalf of The Left Group

Report A10-0044/2025

Ralf Seekatz

Banking Union – annual report 2024

(2024/2055(INI))

Motion for a resolution

Paragraph 18 a (new)

Motion for a resolution

Amendment

18a. Acknowledges the growing phenomenon of bank branch closures, which contributes to the risk of ‘bank desertification’ in certain regions, with a particularly negative impact on vulnerable citizens without digital access; emphasises the critical role smaller banks play in ensuring access to essential banking services, especially in rural and remote areas, thereby supporting households, SMEs and local economies; notes that the high supervisory costs and regulatory burdens can pose significant challenges for smaller banks; underscores the need to apply the principle of proportionality in banking supervision, ensuring that the intensity of regulation is tailored to the size, risk profile and business model of institutions, while taking into account the essential territorial role of smaller banks and their specific characteristics.

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