Housing crisis in the European Union with the aim of proposing solutions for decent, sustainable and affordable housing

Sitting

10 March 2026

This vote

Vote 152 of 260 on this subject — a vote on part of the text

This part

‘notes that the Capital Requirements Directive allows Member States to introduce systemic risk buffers for certain exposures and that some opted to introduce systemic risk buffers for certain exposures secured by residential property, which increase the financing costs for commercial real estate; calls on the European Banking Authority to make full use of the flexibilities under its guidelines to support mortgages on residential property, while ensuring financial stability; calls on the Member States to carefully assess the appropriateness of the level of systemic risk buffers for exposures collateralised by residential property; supports the possibility provided in the Capital Requirements Regulation to allow for preferential prudential treatment of exposures relating to land acquisition, development and construction, thereby facilitating access to financing for housing development;’

Requested by

split vote: Verts/ALE

Amendments change the text; the final vote decides it.