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Own-initiative report First reading

Competitiveness of the banking sector in the European Union

Parliament sets out its own position on a topic. The resolution is not binding but signals what Parliament wants.

Where it stands: In committee: ECON (Economic and Monetary Affairs) is preparing the report (draft published 14 September 2026).

  1. ✓ Referred to committee 17 September 2026
  2. 2 Committee work ECON (Economic and Monetary Affairs) preparing the report
  3. 3 Tabled for plenary
  4. 4 Plenary vote
  5. 5 Parliament’s position
How a file moves through Parliament

A file is referred to one lead committee (others may give an opinion). Its rapporteur writes a draft report, committee members table amendments, and the committee votes to adopt the report. The report is then tabled for all MEPs; political groups can table further amendments, which are voted on before the final vote in plenary. The adopted resolution is Parliament’s final position; it is not itself law.

Who is working on it

Lead committee
ECON — Economic and Monetary Affairs
Rapporteur
Isabel BENJUMEA BENJUMEA PPE
Shadow rapporteurs
Jonás FERNÁNDEZ S&DTomáš KUBÍN PfEGiovanni CROSETTO ECRAnouk VAN BRUG RenewMaria OHISALO Verts/ALEJussi SARAMO The Left

The rapporteur drafts and negotiates the text for the lead committee; each other political group names a shadow rapporteur to follow the file.

The text, version by version

Committee draft · latest Draft report (ECON) 14 September 2026 ✦ A draft report by Parliament's Committee on Economic and Monetary Affairs on the competitiveness of the EU banking sector. It welcomes the Commission's July 2026 communication on banking competitiveness and calls for completing the Banking Union, simplifying capital rules and supervision, and enabling banks to use artificial intelligence and tokenisation.

Newest version first. Open a version to read it in full. “What changed” shows the differences paragraph by paragraph; ✦ lines are AI-written from the texts themselves.

Timeline

  1. Committee stage
  2. 21 October 2026 Amendments tabled in committee

    Members of ECON (Economic and Monetary Affairs) proposed changes to the draft.

    📄 Amendments in committee (ECON)
  3. 17 September 2026 Referred to the ECON (Economic and Monetary Affairs) committee

    The lead committee prepares Parliament’s report.

  4. 14 September 2026 Draft report published

    The rapporteur’s first text in ECON (Economic and Monetary Affairs). Members can table amendments before the committee votes.

    📄 Draft report (ECON)