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Adopted text

Certain aspects of the minimum requirement for own funds and eligible liabilities

TA-9-2024-0088 · P9_TA(2024)0088 · PE752.913

✦ In short · AI summary of this text, generated 26 Sept 2026

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Parliament adopted its first-reading position on a directive amending Directive 2014/59/EU and Regulation (EU) No 806/2014 on the minimum requirement for own funds and eligible liabilities (MREL). The position reflects an agreement with the Council and corresponds to the final act, Directive (EU) 2024/1174. Parliament calls on the Commission to refer the matter to it again if the Commission replaces, substantially amends or intends to substantially amend its proposal.

Key points

  1. Parliament adopts its first-reading position on the proposed directive amending Directive 2014/59/EU and Regulation (EU) No 806/2014 on certain aspects of the minimum requirement for own funds and eligible liabilities.
  2. The position corresponds to the final legislative act, Directive (EU) 2024/1174, following an agreement between Parliament and the Council.
  3. Parliament calls on the Commission to refer the matter to Parliament again if it replaces, substantially amends or intends to substantially amend its proposal.

Who is affected

  • Banks and other entities subject to the minimum requirement for own funds and eligible liabilities under Directive 2014/59/EU and Regulation (EU) No 806/2014.

Legal basis: Article 294(2) and Article 114 of the Treaty on the Functioning of the European Union.