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Adopted text

Instant payments in euro

TA-9-2024-0065 · P9_TA(2024)0065 · PE742.661

✦ In short · AI summary of this text, generated 26 Sept 2026

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Parliament's position on a regulation amending Regulations (EU) No 260/2012 and (EU) 2021/1230 and Directives 98/26/EC and (EU) 2015/2366 as regards instant credit transfers in euro. The text sets rules for instant credit transfers in euro, amending existing rules on credit transfers and payment accounts. Parliament adopted its position at first reading and calls on the Commission to refer the matter to Parliament again if it replaces or substantially amends its proposal.

Key points

  1. Parliament adopts its position at first reading on the proposal for a regulation on instant credit transfers in euro.
  2. The regulation amends Regulations (EU) No 260/2012 and (EU) 2021/1230 and Directives 98/26/EC and (EU) 2015/2366.
  3. Parliament calls on the Commission to refer the matter to Parliament again if it replaces, substantially amends or intends to substantially amend its proposal.

Who is affected

  • Providers and users of credit transfers in euro, including payment service providers and their customers.

Legal basis: Article 294(2) and Article 114 of the Treaty on the Functioning of the European Union.