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Financial activities of the European Investment Bank Group – annual report 2025

TA-10-2026-0245 · P10_TA(2026)0245 · PE784.507

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✦ In short · AI summary of this text, generated 6 Sept 2026

Written by a language model from the full text only; every figure comes from the text. The paragraph links open the paragraph a statement rests on — check the text itself before relying on it.

Parliament's resolution on the EIB Group's 2025 financial activities welcomes record investment and calls for more support for competitiveness, SMEs, climate, defence, and transparency. It urges the EIB to boost financing for innovation, energy security, critical raw materials, cohesion, agriculture, housing, and external action, while strengthening oversight and accountability.

Key points

  1. Welcomes the EIB's record total investment of EUR 100 billion in 2025 and its increased gearing ratio of 290 %, supporting EU priorities.
  2. Calls for higher investment in competitiveness, SMEs, start-ups, and scaling up innovative companies, while maintaining a balanced portfolio across security, climate, cohesion, and development.
  3. Stresses preserving the EIB's AAA credit rating and monitoring the impact of expanded defence activities on it.
  4. Calls for a strengthened EIB in the next multiannual financial framework, reinforcing programmes like InvestEU and ensuring effective use of EU funds.
  5. Welcomes the TechEU programme mobilising up to EUR 250 billion and calls for prioritising investments in critical technologies, increasing the 2027 funding share, and boosting the EIF budget for venture capital.
  6. Notes that almost 60 % of 2025 financing went to the low-carbon transition and calls for technology-neutral criteria, including for nuclear energy, respecting Member States' energy mix choices.
  7. Calls for increased EIB financing for SMEs, simplified procedures, and proportionate reporting requirements to reduce administrative burdens.
  8. Notes EUR 33 billion for energy security in 2025 and calls for more investment in critical raw materials to meet CRM Act goals.
  9. Supports the EIB Action Plan on security and defence, welcomes EUR 4 billion in new financing, and calls for further scaling up while safeguarding the AAA rating.
  10. Calls on Member States to amend the EIB's exclusion list to enable financing of weapons and ammunition beyond dual-use technologies.
  11. Calls for more EIB action on affordable housing, support for young farmers, and use of blended finance in cohesion regions.
  12. Demands enhanced transparency, parliamentary oversight, and external prudential oversight, and calls for action on the corruption probe and management practices.

Who is affected

  • The EIB Group, including the European Investment Fund, is called on to increase financing and adjust practices.
  • Member States are asked to amend the EIB's exclusion list and support defence financing.
  • SMEs, start-ups, and scale-ups would benefit from simplified procedures and more funding.
  • Non-EU countries receiving EIB lending face migration cooperation as a criterion.
  • EIB clients and beneficiaries face independent impact assessments and verification.

Figures and deadlines

  • EUR 100 billion total investment in 2025, compared to EUR 89 billion in 2024.
  • Gearing ratio increased to 290 %.
  • Almost 60 % of 2025 financing directed to low-carbon transition.
  • EUR 16 billion financing for small businesses and start-ups in 2025.
  • EUR 33 billion for energy security, supporting EUR 108 billion total investment, including EUR 11 billion for renewables in 2025.
  • Additional EUR 4 billion in new defence financing, close to 5 % of total EIB investments in the EU.
  • EIB Global exceeded its EUR 100 billion goal in 2025.
  • At least 40 % of management positions held by women by end of 2026.

Legal basis: Articles 2 and 3 TEU; Articles 15, 126, 174, 175, 177, 208, 209, 271, 308, 309 TFEU and Protocol No 5; Articles 41-43 Euratom Treaty