On the financial activities of the European Investment Bank Group – annual report 2025
BUDG-PR-784507
Committee on Budgets · Rapporteur: Joachim Streit
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This draft report on the European Investment Bank Group's 2025 financial activities welcomes its record investment and strategic roadmap, and calls for action on innovation, energy security, defence, cohesion, and transparency.¶¶¶ It urges the EIB to simplify procedures, support small businesses, expand defence financing, and maintain fiscal discipline, while stressing the importance of its triple-A rating and public accountability.¶¶¶
Committee position. The rapporteur proposes a resolution welcoming the EIB's strategic priorities and record investment, while calling for specific actions on innovation, energy, defence, cohesion, and transparency.¶¶¶
Key points
- Welcomes the EIB's strategic roadmap for 2024-2027 to mobilise investment for Europe's economic base, innovation, competitiveness, security, sustainable growth, and regional development.¶
- Stresses that preserving the EIB's triple-A credit rating is essential to raise funds on favourable terms.¶
- Calls for EU-level action to complement, not crowd out, Member State investments, with flexibility in EIB eligibility and appraisal frameworks.¶
- Encourages the EIB to develop innovative financial instruments to mobilise private savings for the Savings and Investments Union.¶
- Welcomes the TechEU programme mobilising up to EUR 250 billion, prioritising globally competitive investments.¶
- Notes that almost 60% of EIB financing in 2025 went to low-carbon transition; calls for pragmatic, technology-neutral climate and energy policies.¶¶
- Calls for simplified application procedures and proportionate ex post evaluations to ensure effective use of resources.¶
- Supports the EIB Action Plan on security and defence, including EUR 4 billion in new financing and expanded scope beyond dual use.¶
- Notes the EIB exceeded its Global Gateway target, reaching EUR 100 billion in 2025.¶
- Emphasises that EIB funds are public money and must be subject to public scrutiny; calls for further improvements in transparency.¶
- Stresses that temporary guarantees should be used instead of grants, with private investors retaining primary commercial risk.¶
Who is affected
- The European Investment Bank Group, which is called on to adjust its lending and investment practices.¶¶¶
- Small businesses and start-ups, which would benefit from improved access to finance and tailored instruments.¶
- Member states and regions, which are to see EU action complement their investments.¶
- Private investors, who are to retain primary exposure to commercial risk.¶
Figures and deadlines
- EUR 100 billion in total EIB investment in 2025, compared to EUR 89 billion in 2024.¶
- Up to EUR 250 billion in investment mobilised by the TechEU programme.¶
- Almost 60% of EIB financing in 2025 directed to low-carbon transition.¶
- EUR 16 billion in financing for small businesses and start-ups in 2025.¶
- EUR 33 billion for energy security, EUR 108 billion total investment, and EUR 11 billion for renewables in 2025.¶
- EUR 4 billion in new defence financing, close to 5% of total EIB investments in the EU.¶
- EUR 100 billion goal reached under Global Gateway in 2025.¶
- Approximately half of EIB financing supported less developed regions; EUR 3 billion for agriculture and bioeconomy.¶
Legal basis: Articles 2 and 3 of the Treaty on European Union; Articles 15, 126, 174, 175, 177, 208, 209, 271, 308 and 309 of the Treaty on the Functioning of the European Union; Protocol No 5; Articles 41-43 of the Euratom Treaty.¶¶¶